Newtown Ethical Lending Trust

interest-free loans to break the cycle of debt

Nau mai haere mai Welcome Afio mai Malo e me’a mai स्वागत 欢迎 أهلا بك Malo ni Bula vinaka Fakaalofa atu Talofa lava

Budget Worksheet (complete either the weekly or fortnightly budget worksheet)

Many thanks to the FinCap for the use of their budgeting worksheets and debt schedule