We make interest-free loans to people in the Greater Wellington Region as an ethical alternative to high-interest lenders. Our loans are 100% interest-free, with no fees or hidden costs. We lend to a maximum of NZ$6,000.
We offer loans to people on low incomes for essential goods and services such as car repairs, medical expenses and household items like washing machines. We may also be able to help if you have existing debt that is unmanageable.
We pay directly to creditors, and then borrowers pay us back at affordable rates over a period of up to 2 years. As soon as repayments start coming in, we can lend that money to other people in our community that need it.
In this way, a small amount of money can help multiple individuals and families become debt-free.
Our clients must be actively engaged with a Budget Advisor / Financial Mentor.
Learn more about how we work